Virtual credit cards. Real fast. Zero hassle.
Get instant access to exclusive offers from Swiggy, Zomato, Amazon, Flipkart, MakeMyTrip & more. Your digital card is ready in just 30 minutes — no paperwork, no waiting.
How We Help You Win
Skip the waiting and start spending smarter. DigiKard gives you instant virtual credit cards, exclusive perks, and total security — all in one simple app.
All cards in one place
Manage multiple virtual cards in a single app — organized, simple, and always accessible.
Fast & digital-first
Get approved in minutes with a 100% online process — no paperwork, no waiting.
Max discounts, zero hassle
Unlock exclusive deals from top brands without hunting for coupons or codes.
DigiKard is built for the digital-first generation who believe credit should be instant, simple, and rewarding. We're 100% RBI-compliant and committed to your security, so you can focus on what matters: living your best life, empowered by a financial tool that's as fast and smart as you are.
FAQs: All You Need to Know
Got questions? We've got instant answers.
Who is eligible to apply for a DigiKard virtual credit card?
Anyone above 18 years of age with a valid government-issued ID and a bank account in India can apply. Some banks may also require proof of income or employment.
Will applying for a DigiKard virtual credit card affect my credit score?
No, joining the DigiKard waitlist or applying for a virtual card through DigiKard does not directly impact your credit score. However, once your card is issued and you start using it, timely repayments will help build a positive credit history.
Are there any fees for using a DigiKard virtual credit card?
DigiKard itself does not charge hidden fees. Standard charges like annual fees, late payment fees, or interest rates are determined by the issuing bank. You'll be able to review all applicable charges during the VKYC process.
What are the usage limits on DigiKard virtual credit cards?
Usage limits depend on the issuing bank and your eligibility. Typically, you can make online purchases, subscriptions, and contactless transactions within your approved credit limit. Daily and monthly limits may apply for security reasons.
Can I use my DigiKard virtual card internationally?
Yes, most DigiKard virtual credit cards support international transactions, subject to RBI regulations and your bank's approval. Currency conversion charges may apply.
How secure are DigiKard virtual credit cards?
All DigiKard cards are RBI-compliant and secured with advanced encryption and two-factor authentication. Since the card is digital, there's no risk of physical loss or theft.