Get Any Bank's Virtual Credit Cards In 30 Min Zero hassle.
No waiting 7 days for a physical card. Unlock instant discounts on Amazon, Flipkart, Zomato & more — the moment you shop.
- ⚡Instant virtual credit card from Top Banks
- 💳Use it anywhere online immediately
- 🎁Access exclusive card offers & discounts
Why wait? Go virtual now
Skip the waiting and start spending smarter. DigiKard gives you instant virtual credit cards, exclusive perks, and total security — all in one simple app.
Instant approval
No more waiting. Get your virtual credit card in just 30 minutes—no paperwork, no hassle.
₹30K soft limit
Start shopping with a generous soft limit. Perfect for your next big buy or daily splurges.
Multiple cards
Create and manage several cards in one app. Stay organized and shop smarter, everywhere.
Exclusive offers
Unlock deals from Swiggy, Zomato, Amazon, Flipkart, and more—just for cardholders.
VKYC in minutes
Verify your identity with a quick video KYC. Safe, secure, and totally digital.
Gen Z approved
Designed for the bold and the digital-first. Minimal, vibrant, and always on trend.
Shop anywhere
Use your card online or in-store. Wherever you go, your card goes with you.
Safe & secure
Your data is protected with RBI-compliant security. Shop with total peace of mind.
Go Digital in 30 Minutes
Skip the wait for plastic. With DigiKard's RBI-approved VKYC, you're verified and ready to spend instantly—safe, secure, and hassle-free.
Instant Access. Zero Wait.
Stop waiting for a physical card to arrive. With DigiKard, you can get a virtual credit card in just 30 minutes. Our simple, secure VKYC (Video Know Your Customer) process is 100% RBI-compliant and hassle-free, allowing you to get verified and approved in minutes. Your new digital card is ready to use instantly, giving you the freedom to shop, save, and pay without any delays.
Your Limit, Your Rules
Get instant spending power with a ₹30K soft limit. We give you the flexibility to spend on your own terms. Whether it's a night out with friends or that new gadget you've been eyeing, DigiKard provides the secure and simple financial freedom you deserve, all from your smartphone.
The Freedom to Go Anywhere
Your DigiKard isn't just a card; it's a shortcut to what you want. Use it instantly across your favorite platforms—Swiggy, Zomato, Amazon, and Flipkart—to unlock exclusive deals and a lightning-fast checkout. From spontaneous purchases to daily needs, your card is always ready when you are.
FAQs: All You Need to Know
Got questions? We've got instant answers.
Who is eligible to apply for a DigiKard virtual credit card?
Anyone above 18 years of age with a valid government-issued ID and a bank account in India can apply. Some banks may also require proof of income or employment.
Will applying for a DigiKard virtual credit card affect my credit score?
No, joining the DigiKard waitlist or applying for a virtual card through DigiKard does not directly impact your credit score. However, once your card is issued and you start using it, timely repayments will help build a positive credit history.
Are there any fees for using a DigiKard virtual credit card?
DigiKard itself does not charge hidden fees. Standard charges like annual fees, late payment fees, or interest rates are determined by the issuing bank. You'll be able to review all applicable charges during the VKYC process.
What are the usage limits on DigiKard virtual credit cards?
Usage limits depend on the issuing bank and your eligibility. Typically, you can make online purchases, subscriptions, and contactless transactions within your approved credit limit. Daily and monthly limits may apply for security reasons.
Can I use my DigiKard virtual card internationally?
Yes, most DigiKard virtual credit cards support international transactions, subject to RBI regulations and your bank's approval. Currency conversion charges may apply.
How secure are DigiKard virtual credit cards?
All DigiKard cards are RBI-compliant and secured with advanced encryption and two-factor authentication. Since the card is digital, there's no risk of physical loss or theft.
Resources and insights
From saving more with cashback to understanding the future of mobile wallets, our blogs are packed with tips to help you get the most out of your money.
Mumbai Airport Lounge Guide 2026: Which Credit Card Actually Gets You In?
All 8 lounges at CSMIA rated — with verified access rules, spend conditions, and the 2025 DragonPass and DreamFolks changes explained. Know your card before you land.
Best Credit Cards for High-Income Professionals in India (2026)
Earning ₹75,000–₹1 lakh+ per month? You qualify for premium credit cards with airport lounge access, high credit limits, and rewards most cards don't offer. Here's what to look for.
FD-Backed Credit Cards Explained: The Smartest Way to Build Credit in India
New to credit in India? FD-backed secured credit cards let you build your CIBIL score from zero — no salary slip, no credit history needed. Here's how they work.
How to Get a Credit Card with a Low CIBIL Score in India (2026)
Got a low CIBIL score? You can still get a credit card in India. Here's how FD-backed secured cards help you build credit from scratch — in 30 minutes with DigiKard.
Got an Offer But Don't Have the Card? Get the Right Credit Card in 30 Minutes
DigiKard is an intent-based credit card marketplace that matches you to the right card in 30 minutes — whether you're new to credit or have a strong CIBIL score.
Why Smart Users Are Switching to Virtual Credit Cards for Safer Online Payments in 2026
From fake shopping sites to unwanted subscription charges, users want payment methods with better control and stronger security. Here's why virtual cards are winning in 2026.